Montclair, Upper Montclair, Glen Ridge and West Orange real estate and homes for sale in New Jersey - Roberta Baldwin, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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Roberta's Blog, my weekly Essex County, NJ, real estate newsletter, is a click away. To receive it regularly, email RobertaBaldwin @verizon.net!

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Senior Options
Welcome > Local Info > Senior Options ...


THE ESSEX COUNTY, NJ "DOWNSIZER'S" PAGE

Over the last few years, options for seniors have expanded greatly and, as the Baby Boom generation moves toward the day when the family house seems much too large and the taxes unbearable, the housing needs of our senior population will be increasingly crucial.

NJDreamHouses.com will help you discover all the possibilities and then some. If you are a family member trying to figure out where mom and dad would like to live once they sell their home, call me! If you are a downsizer yourself and are worried about what your housing future will be, I would like to help.

Some of the many communities being built in New Jersey are geared to the active lifestyles of Baby Boomers, with prices that reflect their successful lifestyles and the high return on the houses they're now selling.

But, of course, not everybody is in that league.
Affordable housing is available, if you know where to look. As defined on the Presbyterian Homes and Services (PHS) website, "affordable housing communities offer comfortable, attractive and reasonably-priced housing options to individuals with limited incomes. Prospective residents are age 62 and over and must meet federally-established income guidelines." To find the many PHS affordable housing developments in New Jersey, please scroll down!

Stay tuned for my growing list of local options -- over 55 developments, condo complexes, and more. As you scroll down, I've put the links first for each option, so please copy the link, paste into the address space at the top of your page and click on enter to take you to the official websites.

Feel free to contact me for a personal consultation on your downsizing needs.

Remember that NJ Transit offers special ratest to seniors..

Call me at 973-509-2222 x 104 or email me.

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Visit these websites for background on local senior options:

The Montclair Inn, 27 Hillside Avenue (Independent living) (973) 746-8917 ... 250 Bloomfield Avenue. Bloomfield, NJ 07003.

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www.to.montclair.nj.us/health/seniordir.pdf

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Senior resource is a comprehensive, informational site defining and explaining traditional and leading-edge senior lifestyle options, related services, estate planning, insurance and product information, with many links to resources.

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The New Jersey Dept. of Health and Senior Services
also offers NJ EASE, a toll-free hotline at 1-877-222-3737 to help with healthcare, insurance, home care services,
long term care options, transportation, social activities, nutrition, volunteer opportunities.

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Tax tips from the Presbyterian Homes and Services for seniors, with information on memory loss, organizing paperwork and more, at The Senior Living Institute Of New Jersey.

Visit thesePHS Communities throughout NJ by going to --

Allaire Crossing - Asbury Tower - Butler Senior Community - Countryside Meadows - Crestwood Manor (Whiting, NJ) - The Crossroads At Howell - Hidden Brook at Franklin (Somerset) - Friendship Gardens (Howell) - Gables At W. Windsor (Princeton) - Haddonfield Home - Meadow Lakes (Hightstown) - Monroe Village (Jamesburg) - Plainfield Tower West -
Portland Pointe (Atlantic Highlands) - PHS, Inc (Princeton) - Samuel Miller Senior Housing Community Mt. Holly) - Stafford Township (Manahawkin)
Stonebridge at Montgomery (Skillman) - Stony Brook (Pennington)
Walter Behnke Senior Housing Complex (Paramus) - Watchung Ridge - Watchung Terrace at Middlesex - Waterford Glen (Wall) - Wheaton Pointe (East Windsor) - The Woodlands at Ramsey 

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A comprehensive directory of New
Jersey Assisted Living Communities.

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Find Assisted Living
Free assistance finding the right
Assisted Living Community

**************

Research & Locate a Variety of
Senior Housing and Assisted Living Options.

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Brainerd Street Commons
PO Box 4029
Mount Holly, NJ
Tel: 609.261.2399

Affordable 62+ living accomodations in a
Quaker-led community serving people of all religions and ethnicities, with resellable memberships from $95,000 to $110,000.

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Visit the official website for the following new housing developments:

The Chelsea at Fanwood
295 South Avenue
Fanwood, NJ 07023
(908) 654-5200
The Chelsea at East Brunswick
606 Cranbury Road
East Brunswick, NJ 08816
(732) 651-6100

The Chelsea at Warren
(Somerset County)
274 King George Road
Warren, NJ 07060
(908) 903-0911

The Chelsea at Montville
165 Changebridge Road
Montville, NJ 07045
(973) 402-1100

The Chelsea at Tinton Falls
One Hartford Drive
Tinton Falls, NJ 07701
(732) 933-4700

The Chelsea at Manalapan
445 Route 9 South
Manalapan, NJ 07726
(732) 972-6200
 
Castle Senior Living at Forest Hills
108-25 Horace Harding Exwy
Forest Hills, NY 11368
(718) 760-4600 

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For assisted-living suites and rooms; 24-hour care options, all on rolling lawns in in West Orange, NJ.

To read Antoinette Martin's piece on the new 143-unit Hovanian Concierge Club  for 60+ buyers at Glen Pointe, Teaneck, in Bergen County, NJ


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For information on New Seasons senior assisted living housing in Mt. Arlington. (The company also has communities in Pennsylvania.)

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For eldercare options through the United Jewish Communities of Metrowest New Jersey, including
Lester Jewish Senior Housing Complex.

Information on Transition Eldercare Services at United Jewish Communities of Metrowest NJ (Essex, Morris, Sussex Counties, North Union Counties)

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School Reports in Montclair, Upper Montclair, Glen Ridge and West Orange, New Jersey
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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the world's highest viewing platform before the opening of the Empire State Building in 1939?

A 
The Eiffel Tower, built between 1887-1889, was for 42 years the highest viewing platform in a man-made structure.
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Roberta Baldwin, REALTOR®, real estate agent and broker for Montclair, Upper Montclair, Glen Ridge and West Orange, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Roberta Plutzik Baldwin
RE/MAX Village Square

516 Valley Road
Upper Montclair
New Jersey 07043
Office: 973-509-2222 x 104
Cell: 973-420-9043
Fax: 973-509-7779
robertabaldwin@verizon.net
RPBPhoenix@aol.com

Over the past 12 years, Roberta Baldwin has become one of Essex County's most respected real estate professionals, often quoted in the national media and currently a featured Realtor on the HGTV's hit show "Bought & Sold". The Baldwin Dream Team is now the #1 RE/MAX Team in the county -- and is ranked #2 in the state and in RE/MAX's Top 50 nationwide, all for 2008. Roberta is a member of RE/MAX's coveted Chairman's Club, placing her in the top 1% of all RE/MAX agents and was just named to RE/MAX's Hall of Fame. Also a recipient of the New Jersey Association of Realtors® Circle of Excellence Sales Award for the past 12 years, Roberta brings a myriad of talents to the job of helping her clients buy and sell homes. In 2003, she was named "Realtor of the Year" for her community service work, by the West Essex Board of Realtors and is now a member of its Board of Directors. An award-winning former journalist, author, newspaper editor, marketing and publishing executive, her well-honed organizational, creative, and people skills are brought to bear on every deal she negotiates. She specializes in “staging homes” to give them a marketplace edge and, a such, has been the subject of feature articles in the New York Times, Star Ledger and other area newspapers and TV features on ABC's "Nightline" and CBS's "Early Morning," as well as frequent appearances on MSNBC. Roberta and her team -- Tamima Friedman, Nancy Chu, Sidney Simon, Nick Baldwin & Sam Anderson -- are unmatched in their marketplace!

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