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Joint Ownership Agreement |
An agreement made between two or more owners of
the same property, defining their rights and responsibilities (e.g. recommended
in the case of married owners of property)
See Equity
sharing |
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Joint tenancy, or Tenants by the
entirety |
Ownership of real estate by two or more parties
held jointly for life; if one of the owners dies, the survivor(s) inherit the
property without reference to the deceased's will |
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Judgment |
A decision or decree made by a court of
law |
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Judgment lien |
A claim against the real property of a debtor,
as decreed by the court |
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Jumbo loan, or Non-conforming
loan |
A loan amount that exceeds the limits set by the
Federal National Mortgage Association and the Federal Home Loan Mortgage
Corporation; because such loan cannot be funded by these two agencies, it
carries a higher interest rate |
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Junior mortgage, or Secondary
mortgage |
A mortgage whose claim to repayment is of lesser
priority than another, previously recorded mortgage |
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Did I Miss the Word YOU Are Looking For?
Is there a real estate word that I failed to explain here in my dictionary for homebuyers and sellers? Let me be your personal real estate dictionary! I'll send a brief explanation of any word or term that you encounter when buying and selling property. Do you have a suggestion of a real estate word that should be included? Let me know! I always appreciate feedback. Fill out the form below for a quick response from me by email. It's free, without obligation, and I guarantee your privacy.
| Q |
What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
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| A |
The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street. |
 See More Real Estate Trivia > |
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Roberta Plutzik Baldwin, Realtor Associate
Keller Williams NJ Metro Group
Glenmont Square
15 Bloomfield Avenue
Montclair, New Jersey
Office: 973-783-7400
Cell: 973-420-9043
Fax: 973-842-0745
robertabaldwinteam@gmail.com
Over the past 16 years, Roberta Baldwin has become one of Essex County, NJ's most respected real estate professionals, often quoted in the national media and featured for 2 seasons on the HGTV's hit show "Bought & Sold." A recipient of the New Jersey Association of Realtors Circle of Excellence Sales Award for 15 consecutive years, Roberta brings a myriad of talents to the job of helping her clients buy and sell homes. Before buying the franchise for the new, fast-growing Keller Williams Realty NJ Metro Group Market Center in 2010, Roberta was honored to be inducted into the RE/MAX International Hall of Fame after a string of accolades as one of the top-producing RE/MAX agents in the world. An award-winning former journalist, author, newspaper editor, marketing and publishing executive, her well-honed organizational, creative, and people skills are brought to bear on every deal she negotiates. Her flagship website, NJDreamHouses.com, is the anchor for the "What's New in Essex County Real Estate" newsletter she writes regularly for thousands of people interested in buying and selling in the North Jersey marketplace. Her super search site, www.FindBestNJHomes.com, is used by countless active NJ buyers and sellers. Roberta offers sellers a sophisticated mix of high technology marketing and sensitive interpretation their personal needs, while offering buyers she works with the expert advice and knowledge of local towns, schools and commutes. Her insightful blog, SuburbanDigs.typepad.com, simply said, tells it like it is! Considered an expert on pricing, buyer and and seller psychology and staging homes to maximize value, she is often interviewed by New York Times, NJ's Star Ledger, on ABC's "Nightline" and CBS's "Early Morning," as well as appearing frequently on MSNBC. In 2011, Roberta launched and is featured in a new docu-video series (YouTube.com/TheBaldwinTeam) supporting The Baldwin Dream Team listings. Roberta and her energetic and knowledgeable team of agents, The Baldwin Dream Team -- Nancy Chu, Sidney Simon, Nick Baldwin and Juliet Bowen -- are unmatched in their marketplace, stressing service and integtrity in every deal they do!
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